Understanding Unrealized Gains and Losses in Investment

Summary: Gains and losses in investing can be realized or unrealized. Realized gains or losses occur upon asset sale, while unrealized ones reflect value changes before sale. Unrealized gains aren’t taxed until assets are sold, but they’re crucial for tax planning. Short-term gains are taxed as ordinary income, while long-term gains have lower rates based … Read more

What is Stupid?

Ever wondered how would one define stupid? What would be a test for stupidity? Is stupidity profitable? Well Carlos M. Cipolla an economic historian and a professor at the University of California, Berkeley developed concepts on how we could identify ‘the stupid’.  Note: In my opinion, this definition of stupid is more related to economically … Read more

Beta in The Stock Market

What is Beta (β)? Beta is a statistical tool used to measure the relative movement of an individual security to a benchmark (like the overall stock market).  Beta (β) Is the measure of volatility of an individual security or a portfolio to open marklike an index or the market as a whole. Beta is used … Read more

STP Marketing: Segmentation, Targeting and Positioning

The STP Marketing Model is widely known today as it plays a crucial role in increasing the company’s sales by communicating personalised messages to attract the right audience. STP stands for Segmentation, Targeting and Positioning. This three-step model will help you elevate your sales, but it’s vital to know more about all three steps before … Read more

Marketing functions

Marketing functions are the basic foundation for the task that marketers and their team do. Each function consists of a set of responsibilities for the marketing team to organi, design, and implement a successful marketing campaign. These are some widely accepted marketing functions that support the overall tasks of a marketer.

Total Addressable Market – TAM

What is TAM? The total addressable market more commonly known as TAM, is the total possible revenue that could be generated for a product or service. This means that it is 100% of the possible market and sales cannot theoretically be more than it.  If the company has several different types of product and services, … Read more

Decoding Risk and Return: Navigating Investment Gains and Losses

What is Risk-Return Profile? When we talk about the risk and return of an investment, we’re essentially examining the balance between the possible gains and the chance of losing money. In most cases, aiming for higher returns also means taking on higher risks. The amount of risk that an individual or an organization is able … Read more